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Get Chetu’s Custom Payments Software Development

Chetu is a proud leader in providing high-quality, custom payment software solutions using our payments industry experience combined with our extensive knowledge for leveraging best-in-class programming tools and technologies to enable fast, secure, and seamless payment transactions.

Custom Payment Gateway & Processing Solutions

We configure and integrate custom payment gateways, processors, and other payment software from industry-leading vendors.

Payment Processing Solutions

We develop payment processing software to accept online payments on any device, supporting authorizations, recurring payments, and more.

Multi-Currency Processing Solutions

We create custom multi-currency payment processing solutions so that businesses can accept payments in every kind of foreign currency of their choice.

Custom Payment Applications

We develop custom applications for virtual and retail POS terminals, providing a complete payment processing solution for merchants, vendors, and other financial entities.

Payment Gateway Integration

Our engineers integrate industry-leading payment gateways with custom mobile applications and online shopping carts for all business types.

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AI-Powered Payment Software Solutions

Our AI-driven payment solutions leverage Machine Learning algorithms to enhance efficiency, automate processes, and optimize transaction routes. The self-learning payment systems adapt to changing transaction patterns, ensuring real-time processing and improved overall performance.

Improved Security and Authentication with AI

We power algorithmic payment authentication with AI, strengthening security through behavioral analytics and biometric verification. Our automated payment risk management systems utilize AI to detect and prevent fraudulent activities, ensuring secure and trustworthy transactions.

Enhanced Customer Payment Experience with AI

Our AI-driven customer payment experiences leverage predictive analytics to anticipate user needs and personalize interactions. Virtual assistants and AI-powered chatbots offer instant support during the payment process, enhancing overall customer satisfaction.

AI-Driven Predictive Modeling for Payments

Our AI-enabled predictive modeling for payment trends analyzes vast datasets to identify payment trends, allowing businesses to adapt strategies to optimize cash flow. The real-time decisioning processes leverage data-driven insights, improving accuracy and efficiency in anticipating and managing payment trends.

Automated Billing and Reconciliation with AI

Our AI-enhanced billing and invoicing automates processes, reducing errors and improving accuracy. Our automated reconciliation systems leverage AI to match payments with invoices, saving time and resources and minimizing financial reporting discrepancies.

Cognitive Payment Systems Powered by AI

We develop cognitive computing capabilities, including natural language processing and pattern recognition, enhancing overall payment systems. AI powers the system to interpret data and contribute to intelligent and adaptive approaches in managing various aspects of the payment lifecycle.

AI-Driven Payment Decisioning

Our AI-driven decision-making processes utilize data to inform choices in real-time financial management. Data analytics assess creditworthiness, reducing the risk of payment defaults, and optimizing overall financial decisioning. Smart decisioning systems enhance accuracy and efficiency in payment processing, contributing to more informed financial strategies.

Hear What Our Clients Have to Say

We contracted Chetu to build a payment app and a backend portal for our merchants and they did fantastic work. They were in constant communication with our company and we received daily updates on the progress. They also were very accommodating to some curveballs we threw them while the project was being worked on. I highly recommend Chetu. Also, Vikas our project lead was excellent!

Director of Program Management, Leading Ecommerce Provider

We hired Chetu to develop an app for Android payment terminals. They did a great job and were able to take what I had as an idea and develop it exactly as I wanted. I didn’t even have to give much direction for the project.

Marketing Director, Hospitality Industry

Mobile Payment Processing Solutions

We build and seamlessly integrate personalized mobile payment processing and security solutions for reliable P2P, e-commerce, and credit card processing payment systems.

Mobile Payment Processing Solutions

Mobile & Online Payment Processing

We provide native, web, and hybrid payment application solutions for peer-to-peer (P2P) payment exchanges on Android, iOS, and Windows platforms.

Mobile E-Wallet Development

We offer custom e-wallet app development and integration services, leveraging third-party platforms for debit, credit, and prepaid card payments.

Mobile Payment Processing Applications

Our experienced developers integrate mobile device payment processing applications and POS terminals with NFC, QR code, RFID barcode, SMS, and more.

Mobile POS Systems

Our developers leverage third-party POS software vendors, including Verifone, Clover, Ingenico, and Equinox, to process debit and credit card payments.

Custom Online Payment Software Solutions

Our developers create customized online payment systems and security modules for businesses to accept every type of payment online with ease.

Custom Online Payment Software Solutions

Online Payment Processing

We create online payment processing solutions to accept all major debit and credit cards, plus electronic balance transfers (EBT), bitcoin, ACH, and more.

Online Payment Integrations

We program hosted checkout solutions and e-commerce shopping carts with popular platforms, including Magento, Shopify, and BigCommerce.

Online Payment Security Modules

We implement end-to-end encryption, including 3D Secure protocol and Secure Socket Layer/Transport Layer Security (SSL/TLS) encryptions.

Online Payment Portal Interfaces

We engineer online portals with custom UI/UX components that support bill pay solutions for Google Wallet, MasterPass, Android Pay, and Apple Pay.


Point of Sale (POS) Software Solutions

Our development experts create custom point of sale (POS) solutions with unique features to promote scalability and business growth.

Point of Sale (POS) Software Solutions

Custom Mobile Payment Solutions

We engineer secure, simple, and PCI-compliant mobile point of sale (mPOS) solutions that transform smartphones and tablets into fully functioning registers.

Point of Sale Programming

We program different color schemes, menu interfaces, keyboards, check-out modules, and other aspects of your POS app to create a personalized touch.

POS API Integration

We leverage popular third-party POS software modules and integrate them into existing POS systems to optimize networks and facilitate EMV compliance.

Online POS Software

We configure web-based POS software solutions to enable businesses to effectively manage their inventory, unifying both in-store and online sales.

Online Payment Terminal Solutions

We provide comprehensive custom POS terminal solutions and services to enable merchants to simplify operations and achieving maximum efficiency.

Online Payment Terminal Solutions

Verifone POS Terminals

We provide reliable Verifone POS software development, customization, configuration, and integration services for fast and secure payment processing.


Ingenico POS Terminals

We offer custom Ingenico POS terminal integrations for meaningless terminal augmentation, customization, migration, and configurations.

Equinox POS

Equinox POS Terminals

We develop Equinox POS terminal applications and pinpad interfaces to extend performance and functionality of the Equinox payment infrastructure.

Clover POS

Clover POS Terminals

We develop Clover compatible, highly intuitive, and feature-rich POS software solutions, utilizing Clover’s cloud-based infrastructure and RESTful APIs.


PAX POS Terminals

We create unique payment experiences by extending the functionality of various PAX POS systems with custom PAX applications.


Custom EMV Software Solutions

Our developers customize EMV chip software technologies for a variety of businesses to support payment protection and compliance.

Custom EMV Software Solutions

EMV Chip Software Technologies

We provide a comprehensive broad range of custom EMV software solutions, enabling financial institutions to deliver secure data in sensitive environments.

EMV Software Development

We offer end-to-end EMV migration and development, programming EMV-compliant apps for POS terminals, smartphone card readers, ATMs, kiosks, and more.

Custom EMV Integrations

We integrate BlueTooth and USB connectivity for EMV software mobility, and perform integrations with MasterCard, Visa, Discover, AMEX, and others.

EMV Security Solutions

We implement end-to-end (E2E) and point-to-point (P2P) encryption using third-party providers including Fiserv, 3-D Secure specifications, and more.

Custom Billing Software Solutions

We create end-to-end custom automatic billing software platforms with dynamic tools that allow businesses to navigate the digital economy easily.

Custom Payments & Billing Software

Custom Payments & Billing Software

We buld custom-tailored payment and billing platforms, encompassing all of the features and functionalities that your business needs to succeed.

Online Invoice & Billing Solutions

We develop custom online invoice and billing solutions with built-in features for enhancing payment processing, bill delivery, time tracking, and more.

Payment Processing & Billing Integrations

We integrate advanced billing software within your existing payment processing systems to enable partial, future, recurring, automatic, and one-time payments.

Mobile Billing Application Solutions

We develop mobile billing applications designed to allow users to perform virtually the same payment tasks as they would on their desktop device.

ACH Payment Processing & Check 21 Solutions

We customize ACH payments and provide check 21 software solutions for merchants who want a secure integrated payment system.

ACH Payment Processing & Check 21 Solutions

ACH Payments & Check 21 Software

We seamlessly integrate eCheck processing functionalities to propel your payment processing workflows at new levels.

ACH eCheck Solutions

We engineer custom ACH eCheck platforms for advanced ACH payment processing, automated ACH file creation, and check verification.

ACH Payment Integrations

We offer secure ACH integrations with your existing CRM system for storing essential account information, routing numbers, check images, and more.

Electronic Check Processing

We customize eCheck processing solutions, integrated with third-party check scanners, readers, and terminals for processing checks at POS.

Fraud Management Solutions

We deliver custom fraud management solutions and modules for monitoring user behaviors, calculating risk, and protecting sensitive consumer/business information.

Fraud Management Solutions

Fraud Protection & Prevention

We configure intelligent fraud protection and detection software solutions, designed to fit your organization and offer real-time monitoring to prevent fraud.

Fraud Detection Software

We program advanced fraud detection analytics modules built with customized machine learning, data analysis algorithms, pattern recognition software, and more.

Built-In Risk Management Software

We implement risk management capabilities within existing fraud protection solutions to detect illegitimate and high-risk activities in real-time.

Compliance Management Software

We design automated compliance management software solutions to ensure that your business meets all regulatory standards associated with the financial industry.

Payment Software Support Services

At Chetu, we provide comprehensive payment software support services, including troubleshooting gateway issues, customer support, maintenance & upgrades, and cross-platform payment integration.

Troubleshooting Payment Gateway Issues

We have a proven troubleshooting process that includes thorough problem diagnosis and resolution methods including providing you with detailed insights on issues and how we fixed them, you’ll understand the issues better, make better preventative decisions, and still be able to provide your customers a smooth experience. Furthermore, we’ll also help you optimize your system for speed and reliability.

Customer Payment Assistance

At Chetu, you have various support channels that are ready to help you at any point during the payment process. Available for your convenience in a multitude of avenues, whether it’s via chat or emails, our responsive support teams are available 24/7 can help you navigate troubleshooting and resolve technical problems through communication and collaboration.

Secure Transaction Support

Our custom payment software is crafted with robust and foundational security features like authentication measures and industry-standard encryption. On top of this, with communication at the forefront of our processes, we’ll cover all your bases and empower you to stay informed on the latest vulnerabilities, defenses, and methods of safeguarding your business and customers’ information.

Cross-Platform Payment Integration

Reach your customers anywhere, regardless of platform with our cross-platform payment integrations. We’ll make sure that in today’s interconnected world, you’re offering a modernized customer experience while expanding your market opportunities. Our development experts can unlock the potential of a more efficient and comprehensive payment ecosystem – streamlining payment processes for you and your customers.

Payment Software Maintenance and Upgrades

Maintaining payment software is equally important as its security. With performance and regulatory compliance demanding frequent updating and upgrading, we’ll provide these support services. Whether it’s running diagnosis, analyzing issues, fixing problems, or optimizing your software, with Chetu, you can rest assured that you’ll be running smoothly and up-to-date.

Point of Sale Support Services

At Chetu, we pride ourselves in delivering tailored support. Whether it’s technical support or offering resources for you to innovate and achieve a reliable and efficient POS system – we’re here. Our developers can optimize your systems regardless of its complexities. Achieve seamless payment processes through modernized support for payment error resolution, gateway troubleshooting, and more.


Chetu's Payments software development experts ensure your software complies with consumer protection standards, including Credit Card Payment Industry Data Security Standard (PCI-DSS), Payment Application Data Security Standard (PA-DSS), EMV, Check-21, and other payments standards.

FAQs Related to AI in Payment Software

Payment software uses encryption to secure transactions, and may rely on various payment methods such as credit/debit cards, bank transfers, SMS payments, mobile payments or digital wallets. When a payment is initiated, the software sends a request to the appropriate financial institution to transfer the funds. Once the transfer is complete, the software confirms the transaction and updates the relevant records.

It may include features such as the ability to store payment information for future use, track transaction history, and set up automatic payments. Some software may also offer fraud detection and prevention tools, or integrate with other financial management tools such as accounting software.

Yes, it can easily integrate with accounting, e-commerce, or inventory management business software to reduce the need for manual data entry and streamline operations.

Our dedicated team provides 24/7 support for any payment software issues you may encounter, maintaining uninterrupted financial transactions and user satisfaction.

It include faster and more accurate processing, reduced fraud and errors, improved decision-making, enhanced customer experience, and increased efficiency and cost savings.

By analyzing transaction data and detecting patterns and anomalies that may indicate fraudulent activity. This analysis can then trigger alerts or flag transactions for review by a human analyst.

It refers to the use of AI algorithms that can automatically learn and improve from data without being explicitly programmed. This technology is used to improve fraud detection, reduce errors, and enhance decision-making in payment processing.

Yes, we specialize in seamless payment gateway integration tailored to specific needs, ensuring secure and efficient transaction processing for your users.


Learn more about our custom payment processing software development solutions and drop us a line or give us ring. We would love to hear from you and are happy to answer any questions.

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