We develop native mobile banking apps for iOS, Android, and Windows operating systems or utilize cross platform development tools like Xamarin or PhoneGap to create web apps with navigable User Interfaces (UI) and functionalities in order to enhance the User eXperience (UX) on smartphones, tablets and wearable devices.
We integrate mobile banking apps with the back-end core banking systems using RESTful APIs to allow seamless cross-channel interactions for account overviews, quick view, payment scheduling to more advanced tools for account management, transfers, and person-to-person payments (P2P).
Development of advanced security features to safeguard transactional data using SSL encryption, Wireless Transport Layer Security (WTLS), device registration and two-factor authentication (2FA). We utilize a native device's hardware for biometric verification using Fingerprint ID, voice, face recognition or a gesture-based password methods.
We develop Remote Deposit Capture (RDC) modules integrated with the camera function on mobile devices for check truncation, as well as, conversion of checks into ACH transactions in compliance with Check 21 mandates. Custom integrations with CRMs for confirmation emails and in-app messaging.
Development of data extraction with advanced image processing and data matching technology to run on devices to facilitate accurate capturing of photographed bills. Custom integrations with Electronic Bill / Invoice Presentment and Payment (EBPP / EIPP) solutions.
We design SMS API integrations for access to financial accounts through a single text. Up-to-date account information is provided via Text Message by using a designated shortcode with the appropriate banking command.
Chetu's mobile banking app software development experts ensures your software complies with banking industry regulations on anti-money laundering and consumer protection standards including SOX, Dodd-Frank, Check 21 and the Securities Act of 1933.