Chetu – Custom Software Development CompanySearch blackphone blackcross black

P2P Lending
Software Development


Peer to Peer for Lending

Peer-to-peer lending and crowdsourced lending is a cutting-edge strategy for getting money to the right people, and it requires cutting-edge software and web development solutions. Chetu's team creates robust alternative finance service that tracks investments in real time with a state-of-the-art lending platform. Join millions of businesses who have started to take advantage of Peer to peer lending software development as opposed to the traditional lenders process due to its flexibility, risk assessment protocols and increased operational efficiency.

Laptop displaying Chetu P2P Lending Software Development

Alternative Financing

We develop peer lending platform and tools for alternative finance technologies, including marketplace lending, Peer-to-Peer (P2P) lending, Online Platform-based Business (OPB) lending, crowdfunding, invoice trading, and more cloud-based and powered with AI.

Crowdfunding Software Development

Crowdfunding Software &
Website Development

Our team at Chetu develops crowdfunding platforms for donation, debt, and equity firms, with features including social networking tools, video pitch support, investment tracking, ID verification, Know-Your-Customer (KYC) modules, digital document management, and e-signatures.

P2P Lending Software

P2P Lending Software

We create P2P funding applications, including databases of lending sources, online applications, borrower profiling, lender comparisons, social networking, collaboration tools, and loan monitoring processes.

OPB Business Lending Software

OPB Business Lending Software

We engineer OPB lending software, including custom website development, accounts modules, integrated funds transfer and disbursement, access controls, and portfolio management.

Loan Origination Solutions

Loan Origination Solution

We program algorithms for pre-defined lending rules and qualifications, with automation of lending functions, including origination, underwriting, and servicing. Chetu develops web and desktop applications to adapt quickly to new scoring, pricing and competitive pressures.

Loan Management Modules

Loan Management Modules

Chetu develops online portals for borrowers and investors, with custom branding and secure access controls. These portals include custom dashboards for single and consolidated views of loans, payments, investors and beneficiaries, accounts, and personal information.

Payments Lending Software

Payments Lending Software

Chetu's team of experts engineer online and mobile disbursement and repayment services, including payment gateway and processor integrations, direct debit, Electronic Funds Transfer (EFT), mobile-wallet development, and third-party solutions (PayPal, Square, Stripe, etc.)

Credit Analytics Solutions

Credit Analytics Solutions

We develop adjudication modules using social data, real-time data profiling, and fraud risk engines. We determine credit-worthiness using new and traditional methods, including real-time reporting and alerts. We also develop lending platforms with decisioning, loan syndication, back-office management, and reporting.

AI-Powered Peer-to-Peer Platform

Peer-to-peer lending software combined with an Artificial Intelligence platform is a powerful tool for connecting borrowers and investors. The AI platform uses machine learning algorithms to analyze borrower and investor data, enabling it to identify creditworthiness, risk, and profitability. Chetu platform helps lenders make informed decisions on who to lend to and at what rates, while borrowers benefit from lower interest rates and faster access to funding. The software and AI platform also provide real-time monitoring and reporting, helping lenders and borrowers to manage their loans and investments more effectively.

Peer to Peer Lending Cloud-based Software

Cloud-based peer-to-peer lending software is a revolutionary technology that allows lenders and borrowers to connect directly over the internet without needing a traditional financial intermediary like a bank. With the addition of an AI platform, this software can analyze vast amounts of data and provide lenders with valuable insights into the creditworthiness of potential borrowers. The cloud-based aspect of the software means it can be accessed from anywhere, making the lending process more convenient and accessible for both parties.


  • Advanced lending scoring
  • Increased oversights
  • Credit decision analytics
  • Employee empowerment
  • Increased operational efficiency


  • Online payments
  • Professional design
  • Social media integration
  • Private messaging
  • Alerts and notifications


  • Online applications
  • Borrower profiling
  • Lender comparisons
  • Social networking
  • Collaboration tools

Frequently Asked Questions

P2P lending software is a platform that connects lenders and borrowers directly without the need for a traditional financial institution. It matches borrowers with lenders based on their creditworthiness and loan requirements and facilitates funds transfer between them.

AI, or Artificial Intelligence, refers to the ability of a computer system to perform tasks that typically require human intelligence, such as learning, problem-solving, and decision-making. In P2P lending software, AI can analyze borrower data and creditworthiness, detect fraud, and automate lending decisions.

Some common challenges associated with using P2P lending software include regulatory compliance, risk management, fraud prevention, data security, and ensuring a smooth borrower experience that meets their expectations.

Some of the best P2P lending software solutions available include LendKey, LendingClub, Prosper, Upstart, and Zopa. However, the right solution for you will depend on your specific needs and requirements, so it's essential to research and evaluate multiple options before deciding."

AI algorithms can analyze large amounts of borrower data and historical loan performance to identify patterns and predict the likelihood of repayment. By automating the lending decision process, AI can also reduce bias and improve the accuracy and speed of loan approvals.

P2P lending software gives borrowers access to a wider range of lenders, often resulting in more competitive interest rates. The platform's streamlined application and approval process gives borrowers faster access to capital than traditional lending options.

P2P lending software provides lenders access to a broader range of borrowers, often resulting in higher returns on investment than traditional investment options. The software's risk assessment algorithms can also reduce the risk of default and improve the overall quality of the lender's loan portfolio.

AI algorithms can analyze various borrower data, including credit scores, income, employment history, loan purpose, loan size, and repayment history. They can also analyze external data sources, such as social media and online behavior, to gain insights into borrower behavior and credit worthiness.


Drop us a line or give us a ring. We would love to hear from you and are happy to answer any questions.

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