We develop software platforms and tools for alternative finance technologies including marketplace lending, Peer-to-Peer (P2P) lending, Online Platform-based Business (OPB) lending, crowdfunding, invoice trading, and more.
Crowdfunding platform development for donation, debt, and equity forms with features including social networking tools, video pitch support, real-time investment tracking, ID verification, Know-Your-Customer (KYC) modules, digital document management, e-signatures, and other features.
Development of peer-to-peer funding applications including database of lending sources, online applications, borrower profiling, lender comparisons, social networking, collaboration tools, loan monitoring processes, and other features.
Engineering of Online Platform-based Business lending software including custom website development, accounts modules, integrated funds transfer / disbursement, access controls, portfolio management, and other features.
We program algorithms for pre-defined lending rules / qualifications with automation of lending functions including origination, underwriting, and servicing. We develop applications to adapt quickly to new scoring, pricing and competitive pressures.
Development of online portals for borrowers and investors including custom branding and secure access controls with custom dashboards for single / consolidated views of loans, payments, investors / beneficiaries, accounts, personal information, and more.
We engineer online and mobile disbursement and repayment solutions including payment gateway / processor integrations, direct debit, Electronic Funds Transfer (EFT), mobile wallet development, 3rd party solutions (PayPal, Square, Stripe, etc.), and others.
We develop adjudication modules using social data, real-time data profiling, custom fraud risk engine programming, plus traditional methods of determining credit-worthiness with real-time reporting and alerts. Development of lending platforms with automated decisioning, loan syndication, back-office management, and reporting features.