Chetu is the Clear Alternative
Peer-to-peer and croudsourced lending is a cutting edge way of getting money to the right people, and it requires cutting-edge software development. Chetu’s team creates robust alternative finance software that tracks investments in real time.
Alternative Financing
Software Solutions
We develop software platforms and tools for alternative finance technologies, including marketplace lending, Peer-to-Peer (P2P) lending, Online Platform-based Business (OPB) lending, crowdfunding, invoice trading, and more.
Crowdfunding Software
Development
Our team at Chetu develops crowdfunding platforms for donation, debt, and equity firms, with features including social networking tools, video pitch support, investment tracking, ID verification, Know-Your-Customer (KYC) modules, digital document management, and e-signatures.
P2P Lending Software
We create P2P funding applications, including databases of lending sources, online applications, borrower profiling, lender comparisons, social networking, collaboration tools, and loan monitoring processes.
OPB Business Lending Software
We engineering OPB lending software, including custom website development, accounts modules, integrated funds transfer and disbursement, access controls, and portfolio management.
Loan Origination Solutions
We program algorithms for pre-defined lending rules and qualifications, with automation of lending functions, including origination, underwriting, and servicing. We develop applications to adapt quickly to new scoring, pricing and competitive pressures.
Loan Management Modules
Chetu develops online portals for borrowers and investors, including custom branding and secure access controls. These portals include custom dashboards for single and consolidated views of loans, payments, investors and beneficiaries, accounts, and personal information.
Payments Lending Software
Chetu’s team of experts engineer online and mobile disbursement and repayment solutions, including payment gateway and processor integrations, direct debit, Electronic Funds Transfer (EFT), mobile-wallet development, and third-party solutions (PayPal, Square, Stripe, etc.)
Credit Analytics Solutions
We develop adjudication modules using social data, real-time data profiling, and fraud risk engines. We determine credit-worthiness using traditional methods, including real-time reporting and alerts. We also develop lending platforms with decisioning, loan syndication, back-office management, and reporting.
