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Payment Gateway Software & Integration Services

Our expert software developers have extensive knowledge and experience in building, customizing, and integrating PCI DSS compliant payment gateway systems designed for ISOs, MSPs, and PSPs.

EMV Development Services

Our highly skilled software engineers customize EMV-compliant software, integrations, migrations, and certification services, as well as program mobile, Bluetooth, and USB connectivity for EMV terminal mobility. We integrate your POS system using a powerful SDK and other industry-leading solutions for seamless EMV payment processing, as well as EMV certification services for Visa, MasterCard, American Express, Discover, and more.

Payment Integration Services

We integrate your preferred payment gateway system (PayPal, Stripe, Authorize.Net, etc.) with your third-party APIs to leverage your complete payment gateway infrastructure and enable payments directly on your web app, mobile app, or website.

MSP & ISO Payment Integration

We provide custom payment gateway integration for MSPs and ISOs so that merchants will have connected access to different payment methods and transaction information on one integrated platform. Our experts will integrate your Value Added Reseller (VAR) Sheet with a secure payment gateway system or third-party payment processing software to ensure reliable communication between your merchant account and payment gateway.

Payment Gateway Development Solutions

Our expert software developers have extensive knowledge and experience in building, customizing, and integrating PCI DSS compliant payment gateway systems designed for ISOs, MSPs, and PSPs.

Custom Payment Gateway Development

When a standard integration isn’t enough, we can develop a custom payment gateway, or add on customized features to our third-party payment gateway integrations, to create more flexibility, security, and functionality. Our dedicated team of software engineers develops your custom payment gateway to support a seamless development process designed for rapid deployment, increased efficiency, and optimized user experience.

Payment Processing Software

Our software developers integrate payment processor software to support authorizations, captures, sales, voids, partial reversals, refunds, recurring payments, and other payment types. We integrate payment processing software to accept online payment on any device, including credit card, debit card, or prepaid/gift card payments with Independent Sales Organization (ISO) and Member Service Provider (MSP) self-serving portal architectures.

POS Terminal Development

Our expert payment gateway engineers have experience in developing POS compatible terminal applications and pin pad interfaces using HTML5, Linux, and JavaScript. We configure and customize your POS systems, such as Verifone, Ingenico, and Equinox, to accept credit card, debit card, EBT card, and gift card payments. We also integrate your payment infrastructure utilizing an existing POS to facilitate EMV compliance, bi-direction mag stripe, and NFC payments.

Custom Payment Gateway Solutions

Our software developers customize your payment gateway systems to create a seamless, highly-converting, and secure checkout experience, as well as offering turnkey access to payment functionality at affordable costs.

E-Commerce Integration

We integrate a robust e-commerce platform API and shopping cart plug-in that supports proprietary card updates, advanced tokens, recurring payments, and fraud protection.

Mobile Integration

Our software developers integrate a robust SDK for iOS and Android applications with native support for EMV chip-card hardware and payment processing.

Marketplace Integration

Our developers can create payment processing platforms for a wide range of business models, including Global Marketplaces like Etsy, eBay, Amazon, and more.

Advanced AI-Driven Payment Gateway Solutions

Chetu’s software development experts integrate AI-powered technologies to supercharge your payment gateway with intelligent features and unparalleled performance.

AI-Powered Fraud Prevention

We deliver robust fraud prevention solutions to your business. Our advanced AI-driven solutions utilize sophisticated algorithms and Machine Learning models to analyze transaction patterns in real-time. By continually monitoring and assessing transaction data, we can quickly identify suspicious activities, safeguarding your business from potential threats and limiting chargebacks. With our AI-powered fraud detection in payment gateways, you can provide secure payment processing to customers with confidence, fostering trust and ensuring the integrity of your financial transactions.

Personalized Payment Gateway Experiences with AI

We develop personalized payment gateway experiences with AI that elevate customer satisfaction. Our AI-driven solutions perform customer behavior analysis in payment processing to examine user behavior and transaction history. With keen insight into your customers' preferences, we streamline the checkout process, offer targeted promotions, and provide tailored payment options. This enhances user engagement and also drives conversion rates and customer loyalty. With AI-powered personalization, you can offer user-centric payment experiences that provide your business with a competitive edge in today's marketplace.

Optimizing Payment Security with AI Algorithms

Our skilled software engineers empower businesses by enhancing payment security with AI algorithms. Our AI-powered solutions continually assess transaction data, detecting potential security threats in real-time. By dynamically adapting to evolving risks, our algorithms strengthen your payment gateway's defenses against cyberattacks, ensuring the highest level of security and compliance with industry standards. With our AI-driven security protocols, you can confidently protect sensitive payment information, build trust with your customers, and get ahead of emerging threats in the ever-changing digital payment landscape.

Predictive Analytics for Payment Gateway Optimization

Our dedicated industry experts leverage advanced AI-powered predictive analytics for optimizing payment gateways. Our cutting-edge tools examine historical transaction data and user behavior to accurately forecast payment trends and bottlenecks. This vital insight enables proactive decision-making, ensuring seamless payment processing, reduced downtime, and increased revenue streams. By harnessing the power of predictive analytics, we prime businesses to stay ahead of the curve, modernize their payment gateways, and deliver extraordinary payment experiences to their customers while maximizing profitability.

AI-Driven Biometric Authentication in Payments

We lead the way in implementing AI-driven biometric authentication solutions in payment systems. Our groundbreaking approach employs AI algorithms to identify and authenticate users through their unique biometric identifiers, such as fingerprints or facial recognition. This ensures a highly secure and convenient payment experience, limiting reliance on traditional authentication methods like passwords or PINs. With AI-driven biometric authentication, businesses can provide customers with a seamless and secure way to make transactions, cultivating trust, and securing sensitive financial information from potential threats.

Tokenization for Secure Payment Data Handling

We employ AI-powered tools to offer businesses the utmost in secure payment data handling through tokenization. Our advanced tokenization process converts sensitive payment data into non-sensitive tokens, safeguarding critical information. These tokens are used for transactions, rendering any intercepted data useless to potential attackers. With AI-driven tokenization, you can protect your customers' financial information while meeting stringent security standards and regulatory requirements. Rest assured knowing that your payment data is shielded from unauthorized access, reducing the risk of breaches and ensuring trust in your payment gateway services.

Custom Payment Gateway Fraud & Security Solutions

Payment Gateway Solutions

We utilize the same SDK as industry-leading brands so you can accept online payment from anywhere throughout the globe using our custom online payment gateway solution.

Broad OS Support

We provide broad OS support, making manual and automatic software updates, and integrating third-party systems for a seamless mobile payment experience for all devices.

E-Commerce Payment API Solutions

We engineer your custom e-commerce API solution or integrate with industry-leading payment APIs with your custom e-commerce payment gateway.

In-Store API Payment Integration

Our experienced and dedicated team of software developers integrate in-store payments, including EBT Food, EBT Cash, EMV Chip Cards, ACH, and so many other out-of-scope payments.

White Label Payment Gateway

Our custom white-label payment gateway systems are designed for all types of businesses and industry verticals, from retailers to e-commerce and everything in between.

Payment Processing Security Solutions

We create unified, all-in-one payment gateway systems for all types of businesses of any size, ensuring payment information management, advanced fraud protection, and more.

Payment Processing Fraud Protection

Your custom payment processing software integrates with 3-D Secure (3DS), along with other fraud protection and advanced security technologies to ensure optimized safety and security.

Multi-Currency Processing Solutions

We integrate custom multi-currency payment processors within existing payment systems, enabling you to accept payments in your preferred foreign currencies.

Customized Reporting

We integrate your existing payment processing software to include customized transaction reporting options that will help you to manage your business efficiently.

Ensuring Payment Gateway Success With Chetu Support

We provide comprehensive payment gateway support services to assist you with integration, maintenance, and even help you strengthen your service offerings.

Technical Support

At Chetu, our teams are dedicated to help you with all of your payment gateway needs. Whether you’re encountering integration error challenges, need API support for your payment gateway, or having troubleshooting issues, we’re here to seamlessly and precisely solve your issue. Plus, with our professionals capable of payment gateway API debugging we’ll resolve your technical glitches swiftly.

Help Desk For Application Maintenance

Maintaining a strong application is critical within the payment gateway space. Knowing that, we’ve deliberately created maintenance services that are sure to keep your app running smooth, uninterrupted and efficiently. We’ll go beyond the integration phase and handle the challenges that may come your way. With us, your users won’t have to worry about disruptions. Instead, everyone can enjoy an enhanced and consistent user experience.

Extended Support

Within the payment gateway space, we understand the issues that can arise with security, compatibility, and maintaining operations. As a result, our teams are trained to deliver the support you need to ensure that your transactions are safe and protected on top of operational efficiency. We’ll make sure to tackle the technical intricacies so you can focus on the core of your business.

Customer Support

Aside from developmental and technical support services, we’re also ready to deliver customer support as a commitment to your success. At Chetu, we know that a positive customer experience is made up of prompt and effective troubleshooting and consistent availability. Consequently, we’re able to provide your customers 24/7 tech support for their software integration needs, navigate compatibility issues, and even offer them payment gateway API documentation support – empowering your teams as a reliable partner.

Payment Processor Integrations

We integrate APIs from prominent payment providers, as well as your existing POS systems and e-commerce storefront to provide ease-of-use customer experiences and improve conversion rates.

Payment Gateway Integration

We’ll incorporate the right third-party payment gateway API that best suits your web application, mobile application, or website.

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E-Commerce Integration

We’ll integrate your payment gateway system with your e-commerce website, web app, or mobile app to accept instant payments.

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POS System Integration

We can integrate your specific POS system to accept all major forms of payment, including debit cards, credit cards, gift cards, EBT cards, and more.

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Application Integrations

We integrate third-party payment plug-ins with your existing applications created on several popular application development platforms.

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Frequently Asked Questions

AI improves payment gateways by leveraging technologies such as deep learning, NLP, semantic analysis, and computational analysis to inspect and process payment transactions faster and more efficiently.

It helps in refining fraud detection and prevention, minimizing false positives, providing real-time transaction tracking, and securing the overall user experience.

Some of the most beneficial AI features that can be embedded in Payment Gateways are:

It analyze large numbers of transaction data in real-time, recognizing patterns of fraudulent activities, and creating predictive designs that can detect and prevent it from unethical hacks.

It providing personalized suggestions, real-time support, and predictive analysis that can easily detect user requirements and choices.

Chetu ensures smooth payment gateway integration with expert consultation, customization, rigorous testing, ongoing support, and security compliance. Our services guarantee a secure and efficient payment processing experience tailored to your business needs.


Drop us a line or give us ring to learn more about our custom payment gateway software. We would love to hear from you and are happy to answer any questions.

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